Personal Savings

Savings, Money Market

Flexible options for building your nest egg.



Regular Savings

Only $50 to open.  Account earns interest. Avoid the monthly service charge with a minimum daily balance of $300; otherwise $2 per month.  


SmartSavers (for minors)

Teach kids the value of savings and how to manage money!

  • Open with $20 and receive a free Moonjar.
  • Deposits of $5 or more earn you rewards from our SmartSavers "grab bag."
  • Account earns interest with no monthly service charge. 


Coverdell Education Savings Accounts

Fund your child's education dream. No matter what future your child imagines, turn to North Valley Bank to start planning for their success. See Details ...


Holiday Club Accounts

Saving for the holidays can be simple! Use our automatic transfers, with funds available right when you need them.  See Details ...


Wall Street Money Market Account

With a $1,500 minimum opening deposit and monthly balance requirement, you can earn higher rates on higher balances.  See Details ...


Health Savings Account

If you have a High Deductible Health Plan, a Health Savings Account (HSA) allows you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-deferred basis*. It works much like an IRA - except the money is intended for qualified health care expenses. See Details ...

Download a HSA brochure.
Apply Now! (Print, fill out and bring to a branch)

 *Consult your tax advisor


For current rates, click here.