Rates and Fees

 

For information on the recent changes to our Overdraft Program Fee Structure, click here

View Our Schedule of Fees & Charges 

 

North Valley Bank Rates

North Valley Bank
Time Deposit Rates
Date: July 29, 2014
Deposit Amount
Interest Rate
APY*
Basis
Compound Frequency
FIXED RATE TIME DEPOSIT (1)
       
Minimum $100,000 to open account and obtain APY (1)
       
30 thru 59 days
0.05%
0.05%
365
Daily
60 thru 89 days
0.10%
0.10%
365
Daily
90 thru 179 days
0.10%
0.10%
365
Daily
180 thru 364 days
0.15%
0.15%
365
Daily
1 year
0.25%
0.25%
365
Daily
18 month
0.30%
0.30%
365
Daily
2 year
0.35%
0.35%
365
Daily
3 year
0.50%
0.50%
365
Daily
4 year
0.60%
0.60%
365
Daily
Minimum $10,000 to open account and obtain APY (1)
       
30 thru 59 days
0.05%
0.05%
365
Daily
60 thru 89 days
0.10%
0.10%
365
Daily
90 thru 179 days
0.10%
0.10%
365
Daily
180 thru 364 days
0.15%
0.15%
365
Daily
1 year
0.20%
0.20%
365
Daily
18 month
0.25%
0.25%
365
Daily
2 year
0.30%
0.30%
365
Daily
3 year
0.45%
0.45%
365
Daily
4 year
0.55%
0.55%
365
Daily
Minimum $500 to open account and obtain APY (1)
       
30 thru 59 days
0.05%
0.05%
365
Daily
60 thru 89 days
0.05%
0.05%
365
Daily
90 thru 179 days
0.10%
0.10%
365
Daily
180 thru 364 days
0.10%
0.10%
365
Daily
1 year
0.15%
0.15%
365
Daily
18 month
0.20%
0.20%
365
Daily
2 year
0.25%
0.25%
365
Daily
3 year
0.35%
0.35%
365
Daily
4 year
0.45%
0.45%
365
Daily
VARIABLE RATE TIME DEPOSIT (1) (2) (3)
       
Minimum $100 to open account and obtain APY, 1 year term
0.15%
0.15%
365
Daily
INDIVIDUAL RETIREMENT ACCOUNTS
Select any one of our time deposit plans in which to invest your INDIVIDUAL RETIREMENT ACCOUNTS.

(1) A penalty may be imposed for early withdrawl.
(2) The interest rate and annual percentage yield may change after the account is opened.
(3) At our discretion we may change the interest rate daily.

  • Annual Percentage Yields (APY) as of: July 29, 2014
  • *APY = Annual Percentage Yield
  • For more information please call 1-866-869-6673

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SAVINGS/MONEY MARKET ACCOUNTS

North Valley Bank
Weekly Rate Sheet
Date:  July 29, 2014
Product
Tiers
Rate
*APY
CHECKING PLANS (a) (b) (c)
     
50+ INTEREST CHECKING
n/a
0.02%
0.02%
MEMBERSHIP BANKING
n/a
0.02%
0.02%
BUSINESS INTEREST CHECKING
$0 - $4,999
0.02%
0.02%
 
$5,000 - $9,999
0.02%
0.02%
  $10,000 - $24,999 0.02% 0.02%
 
$25,000 - $49,999
0.03%
0.03%
 
$50,000 - $99,999
0.03%
0.03%
  $100,000 + 0.10% 0.10%
INTEREST CHECKING
$0 - $2,500.99
0.02%
0.02%
 
$2,501 - $24,999.99
0.03%
0.03%
  $25,000 - $999,999.99 0.10% 0.10%
SAVINGS/MONEY MARKET ACCOUNTS      
REGULAR AND
BUSINESS SAVINGS (a) (b) (c)
n/a
0.03%
0.03%
SMARTSAVERS (b)
n/a
0.03%
0.03%
HOLIDAY SAVINGS (a) (b)
n/a
0.05%
0.05%
WALL STREET MONEY MARKET(a)(b)
Below $25,000
0.05%
0.05%
Minimum opening deposit $1,500
$25,000 - $49,999.99
0.10%
0.10%
 
$50,000 - $99,999.99
0.15%
0.15%
 
$100,000 - $249,999.99
0.20%
0.20%
 
$250,000 - $499,999.99
0.20%
0.20%
 
$500,000 - $999,999.99
0.20%
0.20%
HEALTH SAVINGS ACCOUNT (a) (b) (c)
$1 - $1,000.99
0.10%
0.10%
 
$1,001 - $5,000.99
0.10%
0.10%
 
$5,001 +
0.10%
0.10%

(a) Fees could reduce earnings
(b) Interest rate and annual percentage yield may change after the account is opened.
(c) Minimum opening deposit $50.00

  • Annual Percentage Yields (APY) as of: July 29, 2014
  • *APY = Annual Percentage Yield
  • For more information please call 1-866-869-6673

PRIOR APPROVAL FROM ADMINISTRATION IS REQUIRED FOR ANY ACCOUNT OPENED UNDER THE FOLLOWING PARAMETERS:

ROLLOVER OR ACCEPTANCE OF PUBLIC DEPOSITS.
ROLLOVER OR ACCEPTANCE OF DEPOSITS FROM ANY FINANCIAL INSTITUTION.
ACCEPTANCE OF DEPOSITS OVER $200,000.

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