Merchant Services

Merchant Services 

We strive to provide you with valuable resources to help you run a successful business. 

  • Click here for important Security Alerts and to learn more about Best Practices for Data Security.
  • Utilize our quick reference guide for common payment processing activities.

Convenience is key for attracting the business of today’s consumer. That’s why offering point-of-sale (POS) transactions allowing customers to pay for merchandise or services at the check-out counter is critical for your success.

Merchant Service Customers:  We understand that the new PCI Compliance program can be confusing. We’re here to help you. Please click here for a step-by-step guide to ensuring compliance.


Our Merchant Services include:

  • Acceptance of
    -  Visa®
    -  MasterCard®
    -  American Express®
    -  Discover®
    -  ATM /Debit Card
    -  EBT
  • Electronic Check Conversion
  • Gift Cards - Customized Gift Cards available now for your business!

One-Stop Processing

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Processing Equipment

  • New terminal and PIN-pad sales
  • Wireless and mobile devices
  • Internet Processing


Managing Your Bank Card Business

We offer local account specialists, as well as other tools that will help you manage your bank card business.
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Gift Cards

Offering gift card processing, gift card displays and customer loyalty card programs.  See Details ...


ATM Processing

  • Increase the level of convenience to your customers by accepting ATM debit cards from Star, Excel, Interlink, and Pulse as well as many other widely issued debit card providers.
  • Debit processing can often be easily incorporated with current credit card terminals.


Contact Us

Call our Merchant Services Specialists at 866-714-8225 or 530-226-2933 or email us for more information. A representative will visit with you in person or on the phone to discuss how you can benefit from NVB Merchant Services.


Notice to Merchant Services Customers

U.S. payment providers including North Valley Bank are required by the Internal Revenue Service (IRS) to report sales information to the IRS about customers who receive payments for the sale of goods or services. You will be provided a Form 1099-K indicating your annual gross sales as reported to the IRS. To avoid back up withholding it is very important that we have the correct tax filing name and taxpayer ID number (TIN) on file.

We may contact you by mail or phone if we do not have a TIN/TFN or need to confirm the accuracy of your TIN/TFN. If you receive a letter requesting updated information, this does require immediate attention. Please fax the requested form to 707-268-0511 or call us at 866-714-8225 if you have questions regarding this reporting and validation of your tax information. Click here for a sample of the letter and form.


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