Business Loans

Loans and Credit Lines

NVB has always taken a strong interest in the success of the local business community. We have assembled a team of officers that provides quality service at our customers' convenience. NVB prides itself on outstanding customer service.

As a businessperson, you want a banker who understands the financing needs of your company. We understand financing options and have the expertise and creativity to build a business relationship that addresses both your business and individual needs.


We offer the following commercial financing options:

Commercial Real Estate Loans

We’re experts in the commercial real estate area, and that means we’ll put the most attractive package together for you, taking into consideration your entire financial picture. This includes real estate construction loans.


Business Expansion Loans

Whether your expansion includes brick and mortar, new technology, or supporting new markets, bring your business plan to us and we’ll show you how we can help support the growth of your company.


Equipment Financing

Finance equipment with these custom-designed lines of credit.


Lines of Credit

Manage your cash flow more effectively with a line of credit that you can access instantly. Our rates are very competitive and your line is available to pay down and use again as you need to.


Working Capital Loans

Finance inventory and accounts receivable with these custom-designed lines of credit.


Government Guaranteed Loans

North Valley Bank’s Government Guaranteed Lending Division can help you fund a business startup, acquire a business or expand your business with SBA loans and other government guaranteed loans, such as USDA or FSA Loans. Loan officers are available in your local area. Please use this secure form to provide your contact information and a representative will be in touch with you within one business day.


Financial Statement

Click here for a fill-in Excel format.
Click here for a printer friendly PDF format. 

Click here to find a commercial lender in your area.