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Loans & Credit Cards

North Valley Bank

Loans to Fit Your Lifestyle

From purchasing a home, to funding a much-needed vacation, North Valley Bank has affordable options to fit your needs. You'll enjoy fast answers, from the people you trust.

Home Loan Center

North Valley Bank is a one-stop resource to find the mortgage information you need. Visit our Online Home Loan Center to learn about first-time home buying and refinancing or to get a pre-approval for a home loan.

Contact us with any questions or visit any branch or our Home Loan Center located at 836 E. Cypress Avenue in Redding for personal assistance.

Home Equity Line of Credit

Make home improvements, take a vacation, or pay off a credit card balance using the equity in your home. Call or visit any branch or our Home Loan Center for application information.

Learn More about a Home Equity Line of Credit.

Auto Loans

Take your dealer rebate, then finance with us! We'll save you money with competitive rates and flexible programs. Download an application.

Personal Loans

Whatever your needs, you can count on fast answers and affordable programs. Download an application.

Cash Reserve

Cash Reserve offers a less costly alternative to overdraft and it's a simple application process. For more information and to download an application, click here.

RV/Boat Loans

Get moving with your new RV or Boat! Our flexible options will help you get on your way. Download an application.

Business Loans

NVB has always taken a strong interest in the success of the local business community. We have assembled a team of officers that provides quality service at our customers' convenience. NVB prides itself on outstanding customer service.

As a businessperson, you want a banker who understands the financing needs of your company. We understand financing options and have the expertise and creativity to build a business relationship that addresses both your business and individual needs.

We offer the following commercial financing options:

Working Capital Loans
Finance inventory and accounts receivable with these custom-designed lines of credit.
Business Expansion Loans
Whether your expansion includes brick and mortar, new technology, or supporting new markets, bring your business plan to us and we’ll show you how we can help support the growth of your company.
Lines of Credit
Manage your cash flow more effectively with a line of credit that you can access instantly. Our rates are very competitive and your line is available to pay down and use again as you need to.

SBA Loans
We partner to provide you financing through selected Small Business Administration loans.

Call or visit your local Business Banking Center for application information.
Commercial Real Estate Loans
We’re experts in the commercial real estate area, and that means we’ll put the most attractive package together for you, taking into consideration your entire financial picture. This includes real estate construction loans.
Financial Statement
Click here to download a printable form in Adobe Acrobat PDF format.

Personal and Business Credit Cards

North Valley Bank Personal Credit Cards
Click hereto apply online.
North Valley Bank Business Credit Cards
Visit any of our branches for an application.
Online Credit Card Statement

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