Personal Checking Accounts

We have an account that's right for you! ... and ALL accounts come with free and convenient eServices that include Online Banking & BillPay, e-Statements, e-Alerts and goBanking!

• Express Checking
  Choose the account that fits your needs!
• goChecking
  Use electronic services to avoid monthly service fees and receive additional rewards!
• 50+ Checking
  Checking account with special benefits for those 50+!
• Interest Checking
  Earn higher interest for higher balances!
• Student Checking
  Show your high school or college student ID and enjoy the benefits of electronic banking!

Stop in today and we'll help you select the account that's just right for you. You can also view the Checking Account Comparison Grid to help you choose!

Express Checking

Use electronic services to eliminate monthly fees! Monthly service fee is waived with e-Statement and direct deposit set-up.

• $50 minimum opening deposit
• Unlimited check writing
• Free debit card
• Non-interest bearing
• Online Banking and Bill Pay
• e-Alerts
• goBanking, using your mobile device
• $5 monthly service fee; or avoid the monthly fee by utilizing e-Statements and direct deposit
• Monthly service fee waived on a savings account with an automatic transfer of $25 or more from this checking account
• Bring in your debit card and unused checks from your previous bank within 30-45 days and receive up to $25!
• Courtesy Overdraft Privilege (for fees and details, click here)
• Convenient Switch Kit

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goChecking*

Avoid fees by using your debit card! Monthly service fee is waived with 5 debit card purchase transactions per statement cycle.

• $50 minimum opening deposit
• Unlimited check writing
• Free debit card
• Non-interest bearing
• Online Banking and Bill Pay
• e-Alerts
• goBanking, using your mobile device
• $5 monthly service fee; or avoid the monthly fee by using your debit card for 5 or more purchases during the statement cycle
• Monthly service fee waived on a savings account with an automatic transfer of $25 or more from this checking account.
• Bring in your debit card and unused checks from your previous bank within 30-45 days and receive up to $25!
• Courtesy Overdraft Privilege (for fees and details, click here)
• Convenient Switch Kit

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50+ Checking*

Special benefits for those over age 50 including no monthly service fee and free debit card.

• $50 minimum opening deposit
• Unlimited check writing
• Free debit card
• Earns interest
• Online Banking and Bill Pay
• e-Alerts
• goBanking, using your mobile device
• No monthly service fee
• Monthly service fee waived on a savings account with an automatic transfer of $25 or more from this checking account
• Bring in your debit card and unused checks from your previous bank within 30-45 days and receive up to $25!
• Courtesy Overdraft Privilege (for fees and details, click here)
• Convenient Switch Kit

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Interest Checking*

Earn higher interest on higher balances AND you can avoid the monthly service fee with a minimum balance of $1,000.

• $50 minimum opening deposit
• Unlimited check writing
• Free debit card
• Higher balances earn higher interest
• Online Banking and Bill Pay
• e-Alerts
• goBanking, using your mobile device
• $8 monthly service fee; or avoid the monthly fee by maintaining a minimum balance of $1,000
• Monthly service fee waived on a savings account with an automatic transfer of $25 or more from this checking account
• Bring in your debit card and unused checks from your previous bank within 30-45 days and receive up to $25!
• Courtesy Overdraft Privilege (for fees and details, click here)
• Convenient Switch Kit 

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Student Checking**

Show your high school or college student ID to enjoy the benefits of electronic banking and eliminate the monthly service fee.

• $50 minimum opening deposit
• Unlimited check writing
• Free debit card
• Up to4 NVB transaction fees from non-NVB ATMs refunded per statement cycle
• One overdraft fee refund coupon per year
• Non-interest bearing
• Online Banking and Bill Pay
• e-Alerts
• goBanking, using your mobile device
• $2 monthly service fee; or avoid the monthly fee by utilizing e-Statements
• Monthly service fee waived on a savings account with an automatic transfer of $25 or more from this checking account
• Bring in your debit card and unused checks from your previous bank within 30-45 days and receive up to $25!
• Courtesy Overdraft Privilege (for fees and details, click here)
• Convenient Switch Kit 

*Minimum opening deposit is only $50.00 on all accounts. Bank rules and regulations apply.
**Account holder under age 18 must have parent/guardian sign on account. After 5 years the account will be converted to a non-interest bearing personal checking account.

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Tell-A-Friend

When you tell a friend about North Valley Bank's checking accounts and they open a new personal or business checking account with us, you qualify for a free gift!  Click here to learn more about our "Tell-a-Friend" program.

We'll Buy Back Your Unused Checks!

Do you still have plenty of checks left from your current account at another bank? No problem! Bring us your unused checks and debit cards. We’ll pay you up to $25 for your debit cards and unused checks from your current checking account ($2 per card or pad). Download and print this coupon and bring it with you to open your account.

Reorder Checks

A simple and convenient way to re-order checks. 

Visa Debit Card

With a North Valley Bank Visa Debit Card you can bank where it’s convenient for you! It’s safer than carrying cash, and faster than writing a check. Your Visa Debit Card is accepted at millions of merchant locations that accept Visa AND at thousands of ATMs worldwide. Purchase amounts are automatically deducted from your checking account, and all transactions are detailed on your monthly checking account statement to keep your record keeping simple.

Additional Services Available for your Visa Debit Card:

• Withdraw cash from any ATM displaying the Star System or Cirrus logos.
• Make deposits at North Valley Bank owned ATMS. Click here for locations.
• Transfer money between your NVB checking and savings accounts at our ATMS. Click here for locations.
• And More!

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Convenient Locations

We want to be your bank, and switching is easy! We have a location right in your neighborhood.