Small Business Loans

North Valley Bank is committed to making small business lending a priority. Our experienced staff can offer a wide variety of loan types, customized to meet your business needs. Our Preferred Lender Program (PLP) status through the United States Small Business Administration (SBA), means that loan decisions are made at our bank and your business benefits from a quick response and our excellent customer service.

Loans made under government guarantee lending programs generally offer longer repayment terms and lower rates than other conventional loans. You benefit from smaller payment amounts and less stress on your business cash flow.

SBA loans can be used to finance commercial real estate acquisition or refinance, construction and leasehold improvements, business acquisition and expansion, machinery, equipment and inventory purchases and working capital.

Small Business Loan Programs

SBA 7(a) Loan Program
SBA 504 Loan Program
USDA Business & Industry (B&I) Loan Program

For more information contact Glenn Rilinger at our Government Guaranteed Lending Division at (916) 783-2900.